On kids and frugality

I don’t have kids, and I probably won’t ever have kids. But you know what? I’m okay with that. Literally every source in the world says I will change my mind. They all say “oh but you’ll never know love until you become a mother” or “being a mother is the greatest job in the world”. Agree to disagree.

To all the mothers out there: You are a badass. You are such an incredible human, I am so impressed. Being a mom is the hardest job in the world, and you don’t get nearly enough credit. That being said, I don’t think everyone is cut out to be a mom. Kids are a lifelong commitment, literally. An entire lifetime. Have you ever noticed that if someone says they don’t plan on having kids other people say “Are you sure? That’s such a life changing decision? Maybe think about it a little longer and you’ll change your mind.” But when someone says they are planning on having kids “oh that’s great, fantastic!” Shouldn’t we place the same weight on the consideration either way? It always seemed so backwards to me! Kids are a lifetime! Not having kids can literally change anytime! But I digress….

Let me just say, kids are expensive! We aren’t talking a negligible amount of money here. I am talking hundreds of thousands of dollars (rough estimate, on raising a kid to 18). Though I realize that many kids rely on parental assistance for many years past their 18th birthday, so that number can definitely be higher. For someone who might be on the fence about having kids, the financial responsibility should really be considered. It has always boggled my mind that people think having kids is no big deal, it’s a HUGE deal! Diapers alone!

So are kids a frugal life choice? I think there are a couple of ways we can look at this. The short answer: no. Why? Medical cost of pregnancy and having the baby, diapers, food, a home big enough for a child, daycare, school, clothes, medical costs, extra curricular, insurance, the list goes on! All of those things cost money. If someone doesn’t have kids, they will have none of those costs.

That being said, if someone does choose to have kids, I think it can be done frugally. I think there are ways to raise a child without going way overboard on your spending. I also think people should do their research before having kids as to the cost of what they are taking on. Not only are you taking on the responsibility of raising a HUMAN CHILD, but it’s not cheap!

So do kids and frugality go together? It depends on how you look at it I guess. To each their own!

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